We work to enable, empower and secure universal access to data

Discover our Open Banking solution for data, payments, confirmations of funds, balance checks, bank account aggregation, KYC/KYB,…

Enhance your app with Open Banking features

Exthand supports you in introducing additional features to your app by utilising the Open Finance capabilities.

PRIVATE

For licensed financial organisations

« Private » is the only product of its kind on the market which is made by developers for developers. It gives you the freedom and security your company requires. Data is transferred directly from banks to your cloud or on-premises infrastructure, bypassing our services and cloud servers.

Get a tour of PRIVATE with our team

GATEWAY

For start-ups & innovators worldwide

It is easy and straightforward to use our APIs to start payments, retrieve instant balances, a list of transactions, or access banks globally.

Get a tour of GATEWAY with our team

How can we assist you in making your user experiences smoother and more robust?

Billing & invoicing

Simplify the payment of your bills by easily integrating them into an app using a QR code.

E-commerce

Provide an optimised payment experience (Pay by Bank). Instant payments and refunds, along with a significant reduction in fraud.

Finance

Reduce waiting times and processing delays to just seconds, setting yourself apart from your competitors.

Credit & lending

Use Open Banking connectivity to make credit assessments faster and more relevant than ever. Quickly and reliably verify your customers’ solvency.

KYB/KYC

Enhance your KYC/KYB processes with banking data, gaining a better understanding of your counterparts.

The flexibility of our Open Banking solution

Our highly modular Open Banking solution allows to address 2 possible scenarios:

You have a banking licence and software.

Deploy the docker locally, within your own infrastructure.
Deploy the docker in your cloud environment.
Deploy the docker in Exthand’s cloud.

You do not have a banking licence.

Your docker is running in Exthand’s cloud. This allows you to benefit from our banking licence.

Our solution is designed to be implemented quickly

STEP 1

Technical call

Exthand share and contextualise the technology, its environment, and its purposes (what is Open Banking, regulations, data schemas, …).

STEP 2

API understanding phase (Postman)

Together, we carry out an internal understanding work to comprehend the customer’s technology.

STEP 3

Integration phase

You engage in the technical development of the API

STEP 4

UX phase

You visually integrate the API, connecting the front-end with the back-end.

STEP 5

Production deployment

You proceed with the production launch.

Our vision

At Exthand, we envision a world where data propels progress. Our purpose is to enable, empower and secure universal access to data, unlocking endless possibilities for all.

Drive your project’s success with us

Our services

PAYMENTS

Enable online payments for your users, instant pay-ins and pay-outs, bulk and recurring at a fixed rate.

real time check out
higher conversion rate
less cost
no credit cards
no fraud

GET TRANSACTION (BANK ACCOUNT AGGREGATION)

Create new products or services based on your customers’ banking data (transactions and/or balances).

high-quality financial data from banks
personalise customer journeys
compile data from different accounts into a single place

KYB/KYC CHECK

Use your API code to verify the identity of your counterparts based on the internal processes already implemented by banks.

highly secure information
instant verification
enhancement of existing internal processes related to security

DATA ENRICHMENT

Obtain data beyond transactional information. We can provide additional automated information about businesses, such as location and activities. Enhance user engagement and loyalty.

predict future transactions
identify profiles and transactions eligible for reward programmes
assist users in understanding their behaviours, consumption, and anticipating their needs